Credit Application

*Mandatory Fields Are In Red
We know you work hard and with that in mind, our goal is to help make your financial life more comfortable. For generations, we have created a financing program that is affordable, accessible and easy for our customers to manage. Whether you are looking to get credit for the first time, re-establish your credit history or just want to buy now and pay later, we’ve got options that will fit your lifestyle.

Fill out a Credit Application today and get pre-approved before you shop!

Applicants must be at least 18 years old and a resident of Southeastern Virginia or Northeastern North Carolina. Most applications submitted between 9:00 AM and 8:00 PM Monday – Saturday, will receive a response the same day. Applications submitted outside of these hours or on Sundays will receive a response the following morning. If you have not received a response within 24 hours please contact the Credit Office by phone (757) 460-2024 or e-mail

TCPA DISCLOSURE: If I have provided my cellular number to seller, I hereby acknowledge that I am granting seller permission to call that number. I understand that granting consent is not a condition for obtaining credit or purchasing merchandise.