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Should You Finance Your Mattress? What You Need To Consider

Your mattress is one of the most important pieces of furniture you own. The type of mattress you have will determine how you sleep, which will affect your entire day. If you need a new mattress, then you need to choose your next mattress carefully to reap all the benefits of a good night’s sleep. Keep reading to learn how to choose the right mattress for you .

Consider Your Sleeping Position

Certain sleeping positions require support in certain areas, so knowing what position you sleep in will affect which type of mattress you should buy. Don’t worry if you change positions a lot in your sleep; there are still mattress options for you.

Back Sleepers

If you sleep on your back, you’ve probably noticed that pressure and other aches and pains can build up in your lower back. To avoid this, choose a medium-firm to firm mattress that allows for contouring and gives you enough spinal support with space for the curve of your lower back.

Side Sleepers

Sleeping on your side creates pressure on your shoulders and hips, since these areas have the most contact with the mattress. To cushion these areas while keeping your spine in alignment, choose a medium-soft to medium-firm mattress.

Stomach Sleepers

Like back sleepers, people who sleep on their stomachs put stress on their lower backs. If you want to support your lower back without feeling suffocated, choose a firm mattress.

Combination Sleepers

Sleepers who switch positions throughout the night should take note of their most popular position and choose a mattress based on that. If you switch consistently between the three we’ve listed, choose a medium-firm mattress for proper support and maximum comfort.

Consider Your Weight

Along with your sleeping position, you also need to consider your weight when selecting a mattress. Weight will affect how the mattress supports your body, so knowing how much you weigh and how that weight falls on your body will help you choose the right mattress for your body type.

Over 200 Pounds

If you weigh over 200 pounds, most of your body’s pressure points are on your back, which means you need a firm mattress. Take your sleeping position into consideration when you’re choosing the exact firmness of your desired mattress. For extra support, you should also consider a mattress that’s at least 12 inches thick.

Between 150 and 200 Pounds

People who weigh between 150 and 200 pounds have the most common body type, so most mattresses can offer you the support you need. You should be able to choose your mattress based solely on your sleeping position. If you want extra support, consider a mattress between 10 and 12 inches thick.

Under 150 Pounds

Since people under 150 pounds are lighter than average, you probably don’t sink into mattresses if you fall into this category, and you may feel that many mattresses are too firm for your body type. A medium-soft mattress is the best choice so that you have enough cushion to be comfortable, but you can choose something slightly softer or firmer based on your sleeping position. For the right amount of support, choose a mattress between 8 and 10 inches thick.

Consider What Mattress Type You Prefer

In addition to your sleeping position and weight, you also need to consider mattress type when your mattress shopping. There are four main mattress types: foam, innerspring, hybrid, and latex.


Memory foam mattresses have several pros and few cons. They provide extra body contouring for excellent pressure point relief, and they can properly cradle any body type. This type of mattress also provides motion isolation, which means movement on one part of the mattress doesn’t transfer to another part, making it an ideal choice for people who share a bed.

However, the thick material that offers this support and motion isolation can also increase sleeping temperature. If you’re a hot-natured sleeper, memory foam may not be for you.


Innerspring mattresses were the most common mattress type for a long time. They’re extremely durable, and they offer great support, so they’re excellent choices for people who need firm mattresses. Since there’s space between the springs inside the mattress, this mattress type can also keep sleepers cool. Unfortunately, the springs offer no motion isolation, so sleepers may be disturbed by partners, children, or pets joining them in bed.


Hybrid mattresses offer the best of foam and innerspring mattresses by combining a strong innerspring core with comfortable foam layers, although different companies produce different combinations of spring and foam. Regardless of these differences, most hybrid mattresses are strong and durable, providing comfortable contouring for a range of sleeping positions. This mattress type often offers moderate motion isolation and little heat retention.


You can find natural and synthetic latex mattresses on the market at various price points, but all offer the same benefits. Like innerspring mattresses, latex mattresses provide excellent bounce and support. And like memory foam mattresses, they respond to your body as you move, allowing for comfortable contouring. Latex also keeps your body cool as you sleep, making it an ideal choice for hot sleepers.

Factor In Your Budget

Now that you know how to consider your sleeping position, weight, and the various mattress types, you can consider your budget and choose the best mattress for your sleeping needs. Mattresses can be expensive investments, the cheapest being around $600, depending on manufacturer and retailer. These prices are often outside of shoppers’ initial budgets, so they end up with cheap mattresses that don’t give them a good night’s sleep. But at Grand Furniture, you can buy a mattress on credit, allowing you to choose the best mattress for your sleep position and body type without breaking the bank. Come into our store and speak to a sales representative to discuss what options are available to you.

Now you know how to choose the right mattress for you based on your sleeping position, weight, ideal mattress type, and budget. Peruse our online listings, call the store, or come in person to learn about our different mattress options and which is right for you, along with credit and financing options that will help you get the right mattress at the right price.