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The Benefits of Financing Your New Furniture

New furniture is a big investment. While it will brighten up your house and make any setting feel like home, it will also require a lot from your wallet. If you want new furniture but aren’t sure whether you can afford it, consider different financing options. Different stores offer various financing options; at Grand Furniture, we have a little something for everyone. You can opt for no down payment, a low down payment, low monthly payments, or up to 60 months of interest-free financing. Whatever your financial situation is, we can work with you. If you’re still unsure, keep reading to learn about the benefits of financing your new furniture.

Stop Waiting

If you’re determined to save up and buy your new furniture with cash, you’ll have to wait a long time. New furniture is expensive, whether you’re looking for a new mattress or a new dining table set, and prices aren’t going down. Inflation is on the rise, which means prices are going up, and the spending value of your cash is going down. You can keep saving money, or you can get the furniture you want now with the help of financing. Use the money you’ve saved for a nice down payment and take your new furniture home without any more waiting.

Spend Less Upfront

As we mentioned above, you can finance furniture with a small down payment or no down payment at all. This means you’re spending less upfront and spreading the cost of your new furniture out over time into more manageable payments. When you spend less upfront for one piece of furniture, you have more money to spend on other pieces. You no longer have to choose between the furniture you need and the furniture you want. With more money in your pocket, you can bring home everything you want and slowly pay it all off.

Build Credit

One of the myths about furniture financing is that you need good credit to do it. Another myth is that financing will hurt your credit. Neither of these myths is true. You don’t need credit to start financing furniture, and if you already have good credit, financing won’t hurt that good credit. Financing furniture can even help those with no credit build their scores because furniture is easier to pay off than more significant purchases, such as cars and houses. Additionally, making regular, timely payments shouldn’t affect those with good credit at all.

The benefits of financing your new furniture are that you can stop waiting and saving for the pieces you want, you can spend less upfront and get everything you want, and you can build credit while making your regular payments. If you’ve decided that financing is for you and you’re in need of a mattress financing option with no credit, Grand Furniture can help. We have extensive financing options; come talk to one of your associates now.